BEGIN:VCALENDAR
VERSION:2.0
X-WR-CALNAME:Community Education - Rochester\, Minnesota - All Courses
CALSCALE:GREGORIAN
PRODID:iCalendar-Ruby
BEGIN:VEVENT
DESCRIPTION:Explore generosity far beyond the dollars you give and the volu
 nteer hours you serve. Discover the five primary ways each generation expre
 sses generosity\, and learn about the factors that shape and influence it.
DTEND:20261022T000000Z
DTSTAMP:20260914T141705Z
DTSTART:20261021T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Making an Impact: Your Generosity Story (7169.131)
UID:2026-09-14T14:17:05+00:00_287355190@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27067/2026-fall-adult-catalog/
 making-an-impact-your-generosity-story#7169.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:A growing number of college applicants are once again submittin
 g test scores\, even as the ACT and SAT undergo significant changes.\n\nWit
 h so much evolving\, how can your student make sense of this new testing la
 ndscape? And how should test scores factor into their college plans? Join u
 s to learn what’s changing with the ACT and SAT—and how these updates may i
 mpact admissions\, scholarships\, and financial aid opportunities.\n\nWe’ll
  also share smart\, up-to-date strategies to help your student stand out an
 d maximize their chances of success.\n\nIf you are the parent of a high sch
 ool student in grades 9–11\, this is important information you won’t want t
 o miss.\n\nRegister today to stay informed and prepared!\n\nThis class will
  be held online. You will receive an email 2 days prior to the class date w
 ith directions on how to join the class.
DTEND:20261006T013000Z
DTSTAMP:20260914T141705Z
DTSTART:20261006T003000Z
LOCATION:Adult Enrichment
SEQUENCE:0
SUMMARY:ACT/SAT and College Planning Strategies - Online (8032.031 Online)
UID:2026-09-14T14:17:05+00:00_730294343@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27237/2026-fall-adult-catalog/
 act-sat-and-college-planning-strategies-online#8032.031 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:This informative class provides guidance\, insight\, and peace 
 of mind around important end-of-life and financial planning considerations.
  Participants will learn about essential documents such as wills\, powers o
 f attorney\, and health care directives\, as well as recent updates to Minn
 esota’s medical assistance laws. The class will also explore which assets m
 ay or may not be protected\, address common questions about long-term care\
 , and review the basic information typically needed by a funeral home. You’
 ll leave with a better understanding of how to prepare and make informed de
 cisions for yourself and your loved ones.
DTEND:20260923T000000Z
DTSTAMP:20260914T141705Z
DTSTART:20260922T230000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Planning Now So Your Loved Ones Aren’t Burdened Later (7214.131)
UID:2026-09-14T14:17:05+00:00_848789071@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26935/2026-fall-adult-catalog/
 planning-now-so-your-loved-ones-aren-t-burdened-later#7214.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:This informative class provides guidance\, insight\, and peace 
 of mind around important end-of-life and financial planning considerations.
  Participants will learn about essential documents such as wills\, powers o
 f attorney\, and health care directives\, as well as recent updates to Minn
 esota’s medical assistance laws. The class will also explore which assets m
 ay or may not be protected\, address common questions about long-term care\
 , and review the basic information typically needed by a funeral home. You’
 ll leave with a better understanding of how to prepare and make informed de
 cisions for yourself and your loved ones.
DTEND:20261110T170000Z
DTSTAMP:20260914T141705Z
DTSTART:20261110T160000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Planning Now So Your Loved Ones Aren’t Burdened Later (7214.132)
UID:2026-09-14T14:17:05+00:00_144124999@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26935/2026-fall-adult-catalog/
 planning-now-so-your-loved-ones-aren-t-burdened-later#7214.132
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:You will learn terms and language easily understood on the foll
 owing topics: saving and investing wisely\; types of investments\; stocks\,
  bonds\, cash\; investing through mutual funds and EFTs\; asset allocation\
 ; and balancing your risk and return. (http://www.thrivent.com/)www.Thriven
 t.com (https://www.google.com/url?q=http://www.Thrivent.com&sa=D&source=edi
 tors&ust=1747420434412334&usg=AOvVaw3RIInJYYyWxDVcweHNl_AP)\n\n(http://www.
 thrivent.com/)\n\n(http://www.Thrivent.com)
DTEND:20261015T233000Z
DTSTAMP:20260914T141705Z
DTSTART:20261015T223000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Learn the Basics of Investing (7229.131)
UID:2026-09-14T14:17:05+00:00_954956534@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27013/2026-fall-adult-catalog/
 learn-the-basics-of-investing#7229.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Join us for an engaging 60-minute session filled with education
 \, light humor\, and practical advice. The events of recent years have remi
 nded us how quickly life can change\, making it more important than ever to
  have accurate\, up-to-date plans in place.\n\nIn this class\, we’ll cover 
 key components of end-of-life planning\, including powers of attorney\, wil
 ls\, trusts\, health care directives\, funeral or cremation wishes\, and lo
 ng-term care options. You’ll gain a clearer understanding of what these doc
 uments mean\, how they work together\, and why they matter.\n\nThis program
  is a valuable opportunity to dispel common myths\, reduce uncertainty\, an
 d get straightforward answers to your questions—helping you feel more confi
 dent and prepared for the future.
DTEND:20261006T160000Z
DTSTAMP:20260914T141705Z
DTSTART:20261006T144500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:10 Things We Probably Should Get Taken Care Of (7204.131)
UID:2026-09-14T14:17:05+00:00_325839964@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27009/2026-fall-adult-catalog/
 10-things-we-probably-should-get-taken-care-of#7204.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:There’s a shift in your mindset when you switch from saving and
  investing all those years to spending that money – and paying taxes on it.
  There are many options if your goal is to grow or spend and give more of y
 our wealth\, but it takes planning. Join us for our workshop on the 5 Phase
 s of an IRA to discover: How the 5 phases of an IRA relate to stages of you
 r retirement\, how time can have a great impact on tax-deferred retirement 
 accounts\, and strategies for reducing the taxes you and your heirs could p
 ay.
DTEND:20261001T000000Z
DTSTAMP:20260914T141705Z
DTSTART:20260930T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:5 Phases of an IRA (7167.131)
UID:2026-09-14T14:17:05+00:00_595592291@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27065/2026-fall-adult-catalog/
 5-phases-of-an-ira#7167.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:This workshop helps attendees discover five keys to unlocking a
  retirement where they could have confidence in their ability to live out t
 heir dreams. The Five Keys are guaranteed income\, protection from volatili
 ty\, don’t outlive your savings\, pick your own tax bracket\, and protectio
 n from the “what ifs.” www.Thrivent.com (https://www.google.com/url?q=http:
 //www.Thrivent.com&sa=D&source=editors&ust=1747420434412334&usg=AOvVaw3RIIn
 JYYyWxDVcweHNl_AP)\n\n(http://www.thrivent.com/)\n\n \n\n(http://www.Thrive
 nt.com)
DTEND:20261203T003000Z
DTSTAMP:20260914T141705Z
DTSTART:20261202T230000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Five Keys to Retiring Fearlessly (7131.131)
UID:2026-09-14T14:17:05+00:00_521776232@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27033/2026-fall-adult-catalog/
 five-keys-to-retiring-fearlessly#7131.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Learn how business valuation can help ensure you’re on track to
  meet your personal and professional goals.
DTEND:20261008T000000Z
DTSTAMP:20260914T141705Z
DTSTART:20261007T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:What Your Business is Worth (7168.131)
UID:2026-09-14T14:17:05+00:00_307426959@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27066/2026-fall-adult-catalog/
 what-your-business-is-worth#7168.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Medicare can be complicated\, but Minnesota Aging Pathways is h
 ere to help. Whether you’ve been on Medicare for a few years and just need 
 a refresher\, or you’re brand new to Medicare\, Medicare 101 will help you 
 understand the basics so you can manage your health care options.\n\nPlease
  note: Minnesota Aging Pathways does not charge a fee for its services\, cl
 asses offered\, etc. Any and all fees charged are that of the rochesterscho
 ols Community Education. * Cosponsored with the SE MN Area Agency on Aging 
 (SEMAAA).
DTEND:20260916T003000Z
DTSTAMP:20260914T141705Z
DTSTART:20260915T220000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Medicare 101 (7201.131)
UID:2026-09-14T14:17:05+00:00_73984869@ip-10-0-165-30.us-east-2.compute.int
 ernal
URL:https://rochesterschools.arux.app/course/27031/2026-fall-adult-catalog/
 medicare-101#7201.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Medicare can be complicated\, but Minnesota Aging Pathways is h
 ere to help. Whether you’ve been on Medicare for a few years and just need 
 a refresher\, or you’re brand new to Medicare\, Medicare 101 will help you 
 understand the basics so you can manage your health care options.\n\nPlease
  note: Minnesota Aging Pathways does not charge a fee for its services\, cl
 asses offered\, etc. Any and all fees charged are that of the rochesterscho
 ols Community Education. * Cosponsored with the SE MN Area Agency on Aging 
 (SEMAAA).
DTEND:20261015T003000Z
DTSTAMP:20260914T141705Z
DTSTART:20261014T220000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Medicare 101 (7201.132)
UID:2026-09-14T14:17:05+00:00_470018224@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27031/2026-fall-adult-catalog/
 medicare-101#7201.132
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Aging and the changes that come with the need for additional ca
 regiving can have a significant impact on personal finances as well as fami
 ly relationships. This workshop reviews the considerations to make in plann
 ing for changes that arise as we age and provides tips for starting healthy
  conversations with family members that can lead to positive outcomes.\n\nT
 he workshop suggests the Vital Records Workbook as a resource for attendees
  to explore their own situation and enable further conversations with a fin
 ancial advisor.\n\nWorkshop outline\n - Conversation tips\n\n- Essential le
 gal documents\n\n- Financial aspects of providing care\n\n- Emotional chall
 enges\n\n- Resources\n\n \n \n\n(http://www.Thrivent.com)
DTEND:20261001T233000Z
DTSTAMP:20260914T141705Z
DTSTART:20261001T220000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Aging Loved Ones (7233.131)
UID:2026-09-14T14:17:05+00:00_500021935@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27282/2026-fall-adult-catalog/
 aging-loved-ones#7233.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:The Savvy Tax Strategies workshop\, from Horsesmouth\, helps pr
 ovide answers to critical tax questions many retirees face.\n\nThe workshop
  offers the Guide to Taxes and You\n\nKey topics\n - Before you retire\n\n-
  Social Security & Medicare\n\n- Manage your tax brackets\n\n \n \n\n(http:
 //www.Thrivent.com)
DTEND:20261119T003000Z
DTSTAMP:20260914T141705Z
DTSTART:20261118T230000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Savvy Tax Planning (7232.131)
UID:2026-09-14T14:17:05+00:00_158680508@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27281/2026-fall-adult-catalog/
 savvy-tax-planning#7232.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:With a variety of cremation options and plans available\, it’s 
 hard to know what fits your needs. Learn about the options\, costs\, and la
 ws governing cremation and burial. Get answers on setting money aside\, whi
 ch plans can be guaranteed\, and where.\n\n(http://www.thefunerallady.com)\
 n\n(http://www.thefunerallady.com)
DTEND:20261022T160000Z
DTSTAMP:20260914T141705Z
DTSTART:20261022T150000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Cremation Options and Cost (7239.131)
UID:2026-09-14T14:17:05+00:00_57269780@ip-10-0-165-30.us-east-2.compute.int
 ernal
URL:https://rochesterschools.arux.app/course/27290/2026-fall-adult-catalog/
 cremation-options-and-cost#7239.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Do you have a business idea but don’t know where to begin? This
  free two-session training is designed to show you the basic steps on how t
 o move from just an idea to “NOW OPEN!” You will walk away with relevant sk
 ills and information on how to:\n \n- Register your business and everything
  needed to get started\n\n- Find money to start your business\n\n- Market a
 nd grow your business\n\n- Take care of your money\, pay required taxes\, a
 nd more!\n\n \n\nSession One: Introduction to starting a business\n\nObject
 ive: Understand what it takes to own a business\, set up and register your 
 business to operate legally\, know the type of license you may need\, and a
 ll other relevant information.\n \n- Getting started\n\n- Value for Custome
 rs: Why should we buy from you?\n\n- Marketing: Target market\, customer se
 gments\, and marketing outlets\n\n- Business structure: LLC\, S-Corp.\, Sol
 e Pr.\, etc.\n\n- Business registration needs: EIN\, MN Revenue ID\, Busine
 ss license\n\n \nSession Two: Money Matters\n\nObjective: Learn how to fund
  your business\, what a loan involves\, how to have a business bank account
 \, taxes\, and keeping your money.\n \n- Funding and funding sources\n\n- L
 oan fundamentals\n\n- Setting up a business bank account\n\n- Bookkeeping a
 nd Taxes\n\n- Getting paid (payment systems)
DTEND:20261023T010000Z
DTSTAMP:20260914T141705Z
DTSTART:20261022T230000Z
LOCATION:Rochester Cultural Center
SEQUENCE:0
SUMMARY:From Idea to Action: How to Start Your Business (7243.131)
UID:2026-09-14T14:17:05+00:00_332158715@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27061/2026-fall-adult-catalog/
 from-idea-to-action-how-to-start-your-business#7243.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Do you have a business idea but don’t know where to begin? This
  free two-session training is designed to show you the basic steps on how t
 o move from just an idea to “NOW OPEN!” You will walk away with relevant sk
 ills and information on how to:\n \n- Register your business and everything
  needed to get started\n\n- Find money to start your business\n\n- Market a
 nd grow your business\n\n- Take care of your money\, pay required taxes\, a
 nd more!\n\n \n\nSession One: Introduction to starting a business\n\nObject
 ive: Understand what it takes to own a business\, set up and register your 
 business to operate legally\, know the type of license you may need\, and a
 ll other relevant information.\n \n- Getting started\n\n- Value for Custome
 rs: Why should we buy from you?\n\n- Marketing: Target market\, customer se
 gments\, and marketing outlets\n\n- Business structure: LLC\, S-Corp.\, Sol
 e Pr.\, etc.\n\n- Business registration needs: EIN\, MN Revenue ID\, Busine
 ss license\n\n \nSession Two: Money Matters\n\nObjective: Learn how to fund
  your business\, what a loan involves\, how to have a business bank account
 \, taxes\, and keeping your money.\n \n- Funding and funding sources\n\n- L
 oan fundamentals\n\n- Setting up a business bank account\n\n- Bookkeeping a
 nd Taxes\n\n- Getting paid (payment systems)
DTEND:20261030T010000Z
DTSTAMP:20260914T141705Z
DTSTART:20261029T230000Z
LOCATION:Rochester Cultural Center
SEQUENCE:0
SUMMARY:From Idea to Action: How to Start Your Business (7243.131)
UID:2026-09-14T14:17:05+00:00_892549329@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27061/2026-fall-adult-catalog/
 from-idea-to-action-how-to-start-your-business#7243.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:(http://www.thrivent.com/)\n\nMaking the most of Social Securit
 y is all about timing. When is the best time to apply for benefits\, the be
 st time to stop working\, and the best time to take withdrawals from 401(k)
 s and IRAs? Learn how you can determine the timing that's right for you! ww
 w.Thrivent.com (http://www.thrivent.com/)\n\n(http://www.thrivent.com/)\n\n
 (http://www.Thrivent.com)
DTEND:20260917T000000Z
DTSTAMP:20260914T141705Z
DTSTART:20260916T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Social Security: Timing is Everything (7145.131)
UID:2026-09-14T14:17:05+00:00_552512138@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26938/2026-fall-adult-catalog/
 social-security-timing-is-everything#7145.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:(http://www.thrivent.com/)\n\nMaking the most of Social Securit
 y is all about timing. When is the best time to apply for benefits\, the be
 st time to stop working\, and the best time to take withdrawals from 401(k)
 s and IRAs? Learn how you can determine the timing that's right for you! ww
 w.Thrivent.com (http://www.thrivent.com/)\n\n(http://www.thrivent.com/)\n\n
 (http://www.Thrivent.com)
DTEND:20270114T010000Z
DTSTAMP:20260914T141706Z
DTSTART:20270113T234500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Social Security: Timing is Everything (7145.132)
UID:2026-09-14T14:17:06+00:00_553502870@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26938/2026-fall-adult-catalog/
 social-security-timing-is-everything#7145.132
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:It's critical to have a solid understanding of the tax status o
 f investments to make informed decisions and avoid paying more than your fa
 ir share. In this seminar\, attendees learn how future tax changes may crea
 te the potential for higher taxes\, ways to create tax-free retirement inco
 me\, how Social Security is taxed\, and how to work efficiently within curr
 ent tax brackets. www.Thrivent.com (http://www.thrivent.com/)\n\n(http://ww
 w.thrivent.com/)\n\n(http://www.Thrivent.com)
DTEND:20260924T000000Z
DTSTAMP:20260914T141706Z
DTSTART:20260923T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Will Taxes Affect Your Retirement? (7165.131)
UID:2026-09-14T14:17:06+00:00_115678725@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26951/2026-fall-adult-catalog/
 will-taxes-affect-your-retirement#7165.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:It's critical to have a solid understanding of the tax status o
 f investments to make informed decisions and avoid paying more than your fa
 ir share. In this seminar\, attendees learn how future tax changes may crea
 te the potential for higher taxes\, ways to create tax-free retirement inco
 me\, how Social Security is taxed\, and how to work efficiently within curr
 ent tax brackets. www.Thrivent.com (http://www.thrivent.com/)\n\n(http://ww
 w.thrivent.com/)\n\n(http://www.Thrivent.com)
DTEND:20270121T010000Z
DTSTAMP:20260914T141706Z
DTSTART:20270120T234500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Will Taxes Affect Your Retirement? (7165.132)
UID:2026-09-14T14:17:06+00:00_9816192@ip-10-0-165-30.us-east-2.compute.inte
 rnal
URL:https://rochesterschools.arux.app/course/26951/2026-fall-adult-catalog/
 will-taxes-affect-your-retirement#7165.132
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:The lessons in this workshop provide an overview of Medicare pr
 ogram basics\, including Part A (Hospital Insurance)\, Part B (Medical Insu
 rance)\, Medicare Supplement Insurance (Medigap) policies\, Medicare Advant
 age (MA) plans\, Part D (Prescription Drug Coverage)\, the Health Insurance
  Marketplace\, Medicaid\, and additional programs and resources for individ
 uals with limited income and assets.\n\nThis training module was developed 
 and approved by the Centers for Medicare & Medicaid Services (CMS)\, the fe
 deral agency that administers Medicare\, Medicaid\, the Children's Health I
 nsurance Program (CHIP)\, and the Health Insurance Marketplace. www.Thriven
 t.com (http://www.thrivent.com/)
DTEND:20270107T010000Z
DTSTAMP:20260914T141706Z
DTSTART:20270106T234500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Medicare: What You Need to Know (7166.132)
UID:2026-09-14T14:17:06+00:00_343975239@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26962/2026-fall-adult-catalog/
 medicare-what-you-need-to-know#7166.132
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:The lessons in this workshop provide an overview of Medicare pr
 ogram basics\, including Part A (Hospital Insurance)\, Part B (Medical Insu
 rance)\, Medicare Supplement Insurance (Medigap) policies\, Medicare Advant
 age (MA) plans\, Part D (Prescription Drug Coverage)\, the Health Insurance
  Marketplace\, Medicaid\, and additional programs and resources for individ
 uals with limited income and assets.\n\nThis training module was developed 
 and approved by the Centers for Medicare & Medicaid Services (CMS)\, the fe
 deral agency that administers Medicare\, Medicaid\, the Children's Health I
 nsurance Program (CHIP)\, and the Health Insurance Marketplace. www.Thriven
 t.com (http://www.thrivent.com/)
DTEND:20260910T000000Z
DTSTAMP:20260914T141706Z
DTSTART:20260909T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Medicare: What You Need to Know (7166.131)
UID:2026-09-14T14:17:06+00:00_314846841@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26962/2026-fall-adult-catalog/
 medicare-what-you-need-to-know#7166.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you tired of watching your hard-earned money go down the dr
 ain in taxes? Get ready to discover some game-changing strategies for reduc
 ing your tax liability and keeping more of your money in your pocket! We’ll
  dive into the nitty-gritty of estate planning\, gift tax laws\, and income
  tax strategies that can help you retain more of your wealth. Don't wait an
 y longer! Learn how to preserve your family’s wealth.\n\nThis class is held
  online and in person. Look for the online notation for the class that is b
 eing held online.
DTEND:20261002T001500Z
DTSTAMP:20260914T141706Z
DTSTART:20261001T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Estate Taxes: What You Should Know Before You Plan (7224.131)
UID:2026-09-14T14:17:06+00:00_288703702@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27040/2026-fall-adult-catalog/
 estate-taxes-what-you-should-know-before-you-plan#7224.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you tired of watching your hard-earned money go down the dr
 ain in taxes? Get ready to discover some game-changing strategies for reduc
 ing your tax liability and keeping more of your money in your pocket! We’ll
  dive into the nitty-gritty of estate planning\, gift tax laws\, and income
  tax strategies that can help you retain more of your wealth. Don't wait an
 y longer! Learn how to preserve your family’s wealth.\n\nThis class is held
  online and in person. Look for the online notation for the class that is b
 eing held online.
DTEND:20261023T000000Z
DTSTAMP:20260914T141706Z
DTSTART:20261022T230000Z
LOCATION:Adult Enrichment
SEQUENCE:0
SUMMARY:Estate Taxes: What You Should Know Before You Plan (7224.031 Online
 )
UID:2026-09-14T14:17:06+00:00_654823104@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27040/2026-fall-adult-catalog/
 estate-taxes-what-you-should-know-before-you-plan#7224.031 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Passing a farm on to the next generation involves more than sim
 ply deciding who will receive the land. It requires careful planning to bal
 ance family relationships\, financial realities\, and long-term stewardship
  of the operation. This presentation will explore key issues families shoul
 d consider when developing a succession plan\, including how to transfer fa
 rmland and equipment\, how to treat on-farm and off-farm heirs fairly\, tax
  considerations\, and strategies to help preserve the farm for future gener
 ations. Attendees will leave with a clearer understanding of the planning t
 ools available and practical steps they can take now to help ensure a smoot
 h and successful transition.\n\nThis class will be held online. You will re
 ceive an email 2 days prior to the class date with the link to join the cla
 ss.
DTEND:20261113T010000Z
DTSTAMP:20260914T141706Z
DTSTART:20261113T000000Z
LOCATION:Adult Enrichment
SEQUENCE:0
SUMMARY:What to Consider When Passing Your Farm on to the Next Generation -
  Online (7654.031 Online)
UID:2026-09-14T14:17:06+00:00_878611675@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26949/2026-fall-adult-catalog/
 what-to-consider-when-passing-your-farm-on-to-the-next-generation-online#76
 54.031 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you concerned about the hassle and expense of probate? Lear
 n the secrets to avoiding it! With our proven strategies\, protect your ass
 ets and ensure your loved ones receive their inheritance without the headac
 he of probate court. Say goodbye to costly legal fees and lengthy court pro
 ceedings. It’s time to take control of your estate and secure your legacy f
 or generations to come. Join us and learn how to avoid probate like a pro!
DTEND:20261111T010000Z
DTSTAMP:20260914T141706Z
DTSTART:20261111T000000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Navigating Probate: A Clear Guide for Families and Personal Represe
 ntatives (7227.131)
UID:2026-09-14T14:17:06+00:00_927412887@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26954/2026-fall-adult-catalog/
 navigating-probate-a-clear-guide-for-families-and-personal-representatives#
 7227.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you concerned about the hassle and expense of probate? Lear
 n the secrets to avoiding it! With our proven strategies\, protect your ass
 ets and ensure your loved ones receive their inheritance without the headac
 he of probate court. Say goodbye to costly legal fees and lengthy court pro
 ceedings. It’s time to take control of your estate and secure your legacy f
 or generations to come. Join us and learn how to avoid probate like a pro!
DTEND:20261120T010000Z
DTSTAMP:20260914T141706Z
DTSTART:20261120T000000Z
LOCATION:Adult Enrichment
SEQUENCE:0
SUMMARY:Navigating Probate: A Clear Guide for Families and Personal Represe
 ntatives (7227.031 Online)
UID:2026-09-14T14:17:06+00:00_352485823@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/26954/2026-fall-adult-catalog/
 navigating-probate-a-clear-guide-for-families-and-personal-representatives#
 7227.031 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you worried that it will be difficult and expensive for you
 r loved ones to transfer property at death? This class will discuss various
  estate planning strategies that can help you reduce costs and streamline t
 he process. Learn how to retain control over who inherits your legacy and w
 ho acts on your behalf in the event of your death or incapacity. This class
  will cover the biggest mistakes people make when planning and how to avoid
  them.\n\nThis class is held online and in person. Look for the online nota
 tion for the class that is being held online.
DTEND:20260922T000000Z
DTSTAMP:20260914T141706Z
DTSTART:20260921T230000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Estate Planning Essentials: Protecting Your Family and Your Future 
 (7221.131)
UID:2026-09-14T14:17:06+00:00_761376107@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27039/2026-fall-adult-catalog/
 estate-planning-essentials-protecting-your-family-and-your-future#7221.131
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you worried that it will be difficult and expensive for you
 r loved ones to transfer property at death? This class will discuss various
  estate planning strategies that can help you reduce costs and streamline t
 he process. Learn how to retain control over who inherits your legacy and w
 ho acts on your behalf in the event of your death or incapacity. This class
  will cover the biggest mistakes people make when planning and how to avoid
  them.\n\nThis class is held online and in person. Look for the online nota
 tion for the class that is being held online.
DTEND:20261009T001500Z
DTSTAMP:20260914T141706Z
DTSTART:20261008T224500Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:Estate Planning Essentials: Protecting Your Family and Your Future 
 (7221.132)
UID:2026-09-14T14:17:06+00:00_238717242@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27039/2026-fall-adult-catalog/
 estate-planning-essentials-protecting-your-family-and-your-future#7221.132
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Are you worried that it will be difficult and expensive for you
 r loved ones to transfer property at death? This class will discuss various
  estate planning strategies that can help you reduce costs and streamline t
 he process. Learn how to retain control over who inherits your legacy and w
 ho acts on your behalf in the event of your death or incapacity. This class
  will cover the biggest mistakes people make when planning and how to avoid
  them.\n\nThis class is held online and in person. Look for the online nota
 tion for the class that is being held online.
DTEND:20260923T000000Z
DTSTAMP:20260914T141706Z
DTSTART:20260922T230000Z
LOCATION:Adult Enrichment
SEQUENCE:0
SUMMARY:Estate Planning Essentials: Protecting Your Family and Your Future 
 (7221.031 Online)
UID:2026-09-14T14:17:06+00:00_805180192@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27039/2026-fall-adult-catalog/
 estate-planning-essentials-protecting-your-family-and-your-future#7221.031 
 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:(http://www.yanowitzlaw.com)\n\nReal estate transactions often 
 involve significant financial and legal consequences\, yet many of the most
  common problems arise from issues that are preventable with the right plan
 ning and awareness. This presentation will highlight several common pitfall
 s that can arise during real estate transactions and attendees will gain pr
 actical insight into how these issues develop\, how they can impact buyers 
 and sellers\, and what steps can be taken in advance to reduce risk and ens
 ure a smoother transaction. This session is designed to provide a clear ove
 rview of key considerations so individuals can approach real estate transac
 tions with greater confidence and understanding.
DTEND:20261028T000000Z
DTSTAMP:20260914T141706Z
DTSTART:20261027T230000Z
LOCATION:Adult Enrichment
SEQUENCE:0
SUMMARY:Avoiding Pitfalls in Real Estate Transactions - Online (7225.031 On
 line)
UID:2026-09-14T14:17:06+00:00_544651526@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27041/2026-fall-adult-catalog/
 avoiding-pitfalls-in-real-estate-transactions-online#7225.031 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Planning for disability benefits requires careful coordination 
 to ensure that financial resources are protected while maintaining eligibil
 ity for important government programs. In this presentation\, we will discu
 ss common planning strategies that help individuals and families preserve a
 ssets\, avoid unintended disqualification from benefits\, and provide long-
 term financial security. Topics will include supplemental needs trusts and 
 practical steps families can take today to protect the future of a loved on
 e receiving disability benefits.\n\nThis class will be held online. You wil
 l receive an email 2 days prior to the class date with the link to join the
  class.\n\n(http://www.yanowitzlaw.com)
DTEND:20261016T000000Z
DTSTAMP:20260914T141706Z
DTSTART:20261015T230000Z
LOCATION:Adult Enrichment
SEQUENCE:0
SUMMARY:Smart Planning for Disability Benefits and Financial Security - Onl
 ine (7226.031 Online)
UID:2026-09-14T14:17:06+00:00_81593267@ip-10-0-165-30.us-east-2.compute.int
 ernal
URL:https://rochesterschools.arux.app/course/26945/2026-fall-adult-catalog/
 smart-planning-for-disability-benefits-and-financial-security-online#7226.0
 31 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Wondering if you’ll be able to help your student finish college
  and still retire someday? With guidance from a college planning expert\, y
 ou can. In this workshop\, you will learn how academics\, admissions\, and 
 financial strategies can work together to help save you and your student mo
 ney on college. You will leave knowing: \n\n• What to expect when transitio
 ning from high school to college. \n\n• Why published costs may not be as i
 mportant as you think.\n\n• Tips about the FAFSA and its importance to you.
  \n\n• About cost of attendance\, out-of-pocket\, expected family contribut
 ion\, need-met and gift-aid ratios\, and how they apply to you. \n\n• How t
 o improve your student’s odds of graduating in four years.\n\n(http://www.t
 hrivent.com/)\n\n• And more!\n\n \n\n(http://www.Thrivent.com)
DTEND:20260915T233000Z
DTSTAMP:20260914T141706Z
DTSTART:20260915T220000Z
LOCATION:Northrop Community Education Center
SEQUENCE:0
SUMMARY:College Planning Strategies Workshop (7231.131)
UID:2026-09-14T14:17:06+00:00_617999022@ip-10-0-165-30.us-east-2.compute.in
 ternal
URL:https://rochesterschools.arux.app/course/27030/2026-fall-adult-catalog/
 college-planning-strategies-workshop#7231.131
END:VEVENT
END:VCALENDAR